Legal Disclaimer

I really wish I didn't have to included statements like disclaimers. Unfortunately, I guess they are necessary in today's world. Please understand that although, I have personally tried many of the money saving tips you will find here, I have not tried them all.

Therefore, I cannot possibly guarantee the success of tips you may find here and do not accept any responsibility for the success or failure of these money saving tips or any consequences resulting in the use of these money saving tips. That's just a technical way of saying:

I'm not responsible if they don't work or if you goof up something or hurt yourself or something equally as awful in the process of using any of these tips!

I am not a professional finance advisor and the budgeting, debt management, and frugal living advice here is just that, advice based on my own personal experiences and research.

In no event shall Cheryl Johnson or any Simple Debt Free Living contributor be liable for any damages whatsoever resulting from any action arising in connection with the use of the information on this site or its publication, including any action for infringement of copyright or defamation.

Thanks for understanding.