Money Saving Tips

Use our Money Saving Tips Directory (below) to find ways to eliminate unnecessary spending and reduce monthly bills. Balancing your household budget and living within your means is an essential step to successful debt free living.

You can save money everyday. These tips on saving prove my point. Here are some everyday savings opportunities:

Money Saving Tips/Savings per month

Save $.50 a day in loose change- $15/mo.
Cut soda/pop consumption by 1 liter a week - $6/mo.
At work, substitute 1 coffee for 1 cappuccino - $40/mo.
Bring lunch to work (saving estimated $3/day) - $60/mo.
Eat out 2 fewer times a month- $30/mo.
Borrow, rather than buying, one book a month - $15/mo.
Comparison shop for gas (save est. $.25/gallon) - $4/mo.
Maintain checking account minimum to avoid fees - $7/mo.
Bounce one less check a month - $20/mo.
Pay credit card bill on time to avoid late fee - $25/mo.
Pay off $1000 of credit card debt, reducing interest - $15/mo.

That's a total of $237 savings per month! And, these are just a few money saving tips you can use. Save Money Everyday, Live Debt Free, and Balance Your Household Budget!

It's true! A Money Saving Tip a Day Keeps the Credit Card Away!

Saving Money on Monthly Bills

Saving on your bills may be necessary to balance the household budget. We have some practical money saving tips and strategies to help you reduce expenses on your monthly bills like, electric, phone, cable, internet, car costs, and mortgage. Lower Bills on Monthly Expenses.

Save Money Everyday on Everything you Buy and Do!

Besides saving money on monthly bills, you will most likely need to gain control of everyday spending. Variable expenses and everyday spending are often overlooked in household budgeting. This can be a serious mistake. Click on any of the links in the Money Saving Tips Directory below to find tips, ideas, and resources to save you money everyday.

Money Saving Tips Directory

Grocery Savings
Personal Care
Dining Out
Frugal Living
Frugal Recipes
Home Decorating
Buying a Home
Cheap Clothes
More Cheap Clothes
Clothing Care
Family Fun
Frugal Christmas?
Halloween Costume Ideas
Medical and Health
Office Supplies
Life's Events
Fun for Kids
Gift Ideas
Frugal Gift Baskets
Frugal Vacations
Reduce Energy Costs
Saving Articles
Car Buying Tips
Back to School
Home Gardening
Gas Savings Tips
Pet and Pet Supply Savings

Using These Money Saving Tips Everyday Will:

Redirect wasted monies to balance your budget, increase savings, and reduce debt!
Reduce stress in your life through simplicity.
Bring confidence and security in your financial future.
Build self-esteem.
Teach your children important values to help them grow into financially secure and independantly wealthy adults.
Earn respect from your peers and your children.

Simplicity brings peace of mind!

When you have a plan to become debt free, life is so much easier. No worries about how your bills will get paid from month to month. When you get control of your spending, you don’t have to worry about debt taking control of you. Debt doesn't have to control your life.

An efficient money management plan will save money, reduce debt, and set you free!

It's never too late to start saving! So let’s start saving money, reducing expenses, and balancing your household budget!

Money Saving Tips for Life's "Events"

Save money on life changing events such as marriage. Yes, you can even have a wonderful wedding day to be remembered on a tight budget.

For a variety of ideas and resources to save money on Weddings review our Low Budget Wedding Tips

Major purchases such as homes and cars require a great deal of consideration and research.

Not to worry! We have dedicated entire pages to each of these areas to help you make good decisions. So please it's important.....Do Your Research! You know the reward by now!

Informed Consumer = More Savings!

Careful Car Buying - Money saving tips on buying a car. Know when to buy, what to buy, and all about the car you're considering buying!

Buying a Home - Money saving tips on buying a home. Know what you want, can afford, and where you want to be. Investigate the many purchase strategies and finance options.

Money Saving Tips - Personal Care

I'm convinced that we could never be clean enough or beautiful enough for the beauty industry. It's amazing how much we spend just to take care of ourselves and dress up appearances. Consequently, personal care expenses can really add up if you're not careful.

Save money on personal care items using these Personal Care Saving Tips to keep this budget expense under control.

Clothing and Laundry

Clothing can take a big bite out of your budget, if you're not careful. Plan your purchases carefully. Save for clothing expenses by including them in your household budget variable expense account.

Plan your wardrobe to include clothing in colors, styles, and pieces that you can mix and match to get more outfits for the money. Care for your clothing carefully to extend fabric life.

Tame the Closet Monster! - Ideas on how to acquire low cost clothing. Then review our clothing repair and care tips

Save on laundry detergent. Try one of these homemade laundry detergent recipes to save money on clothing care expenses.

Save on Groceries

Your Kitchen is a goldmine! Start Saving Immediately

Cut your food budget

This area is so vast that I have dedicated a complete section of money saving tips for your grocery budget. Review and implement as many of these groceries savings tips as possible to reduce your monthly spending on food.

Save on Dining Out

I know that sometimes you just have to give in on this eating out thing. Maybe you who are parents need a quiet dinner out or special anniversary night out? Yeah, that's what I'm talking about!

If you really need a break or are planning a special occasion, and decide to eat out, at least save money! I've come across alot of restaurant coupon offers that turned out to be more than you bargain for.

You know the kind I mean. The ones that require you to complete an offer or several offers to get the coupon or gift card. Well, I finally found the real deal. No Strings Attached! offers $25.00 off restaurant certificates for $10.00. That's more than half off! I was surprised to learn there were no strings were attached. There are limitations for some restaurants.

For example, some restaurants don't honor certificates on holidays, most only allow one certificate per visit. Nothing sneaky or evasive, just some expected guidelines.

Money saving Tip: These can make a great gift also.

33 Basic Shopping Tips - Shopping strategies and tips to help maximize savings.

Find more grocery saving ideas online. Recipes for holiday, healthy and frugal cooking. Tips, gifts, ideas and guides. Free weekly ezine, recipes for bread, fruit, low carb, crafts, gift baskets, appetizers and more.

Goods or Services Bartering

Bartering for goods or services is a great way to cut expenses. If you have a product, service, or item that you are willing to exchange for a product, service, or item that you need, you might want to ask for an "exchange."

Bartering services is a great way to save money on auto and home maintenance, clothing alterations, gardening help, lawn care. Any service can be bartered. You provide your services (sewing, typing, organizing, or any of those listed above)in return for needed services. Same concept for unwanted items or a product you may sell.

This is a good business promotion strategy as well. There's no better advertising than word of mouth. Providing services through this method could, consequently, result in some good referrals.

Barter goods and services at U-Exchange provides a free service for people interested in reciprocal barter of services and goods.

Reduce expenses, eliminate debt, invest in yourself, and live debt free for true financial security. About Your Savings Budget

Coupons, Rebates, Resources, Discount Savings Center

Before using coupons, remember this money saving tip rule. Look for coupons for products you intend to buy instead of buying products you have coupons for.

MySavings: Free Stuff, Samples, and Coupons

Printable Coupons - Print coupons for grocery savings here.

CoolSavings - Free grocery coupons and more.

Your newspaper is a great source for money saving coupons with weekly insertions from SmartSource.

UltimateCoupons is your Gateway to Online Savings. Find coupons, sales, special deals, free shipping and more. UltimateCoupons also offers a Guide to Online Shopping to help you shop safer and smarter.
On stop coupon, rebate, and freebie information and forums.

Create Custom E-Cards - Create and send sentimental, inspirational or fun Greeting E-Cards. Select your own images, backgrounds, fonts, colors, music and Java effects like weather, lake or snow. Great Holiday selections!

Budgeting listings - personal finance directory listings. topics include credit cards, credit referencing, debt consolidation, consultants, inheritance, software, offshore services, budgeting, loans, retirement, saving, and taxation. - How To Articles, Tips, and Tools To Help You Get Things Done.

Money Saving Tip Advice and Resources

Frugal Living Tips

*America Saves is a nationwide campaign in which a broad coalition of nonprofit, corporate, and government groups helps individuals and families save and build wealth.

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Savemoneyuk - Top Tips To Save You Money - A variety of methods and helpful resources for saving money. It's surprising how much cash you can save by shopping around and implementing some simple housekeeping changes.

Read the Federal Trade Commissions money saving tip advice:

University of Illinois Extension "Thrifty Living", provides a wealth of information on Consumer Economics. You'll find lots of great money saving tips.


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